Message from the author:

Hi! I have made it my life's mision to introduce personal finance management and wealth creation to ALL ordinary Filipinos. Please join my cause by sharing this site to all Pinoys you know.

I believe that INFORMATION IS KEY. Read my articles below and be informed. Help me start building dreams today. Spread the word. One day at a time, one Filipino soul at a time.

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Thank you for your kind hearts.

Showing posts with label hows. Show all posts
Showing posts with label hows. Show all posts

Friday, 1 April 2011

Earn extra cash. Be a VA

Once again readers, information is key.

Why not be a VA in your spare time? What is a VA? It is short for Virtual Assistant. It is the next big thing. And it is now in the Philippines.  DO NOT BE THE LAST TO KNOW.

Google search box below. Type in the words “ Virtual assistant”


Custom Search

Or click www.odesk.com

If you know your way around the internet, and have extra time, you can be a VA.The playing field has just been leveled. Especially for us in the Philippines, age, nationality, sex, appearance, etc have just been erased as factors for employment.

Yes, the world has changed. A new age has begun. You may even quit your present job and work full time as a VA. Think about it: no more traffic, no more office politics.

Hesitant still?

Here’s another essential news: There is a seminar to be conducted in Taguig this coming Apr 5.Using the search box above, google” Jomar Hilario VA seminar”. Get ready to be surprised.

Be in the know, people. Filipinos in the Philippines are actually doing it. Even I am doing it.  So what are you waiting for? 


Retail Treasury Bonds, defined

Treasury bonds are a safe way of investing funds. Interest income will still beat that of regular savings banks' but MAY not necessarily beat inflation rate. At any rate, since it is a safe medium, it is worthy to consider.


Let me first relate this to this newsflash. Please see link.   



So what are Retail Treasury Bonds?

The Philippine Retail Treasury Bond (RTB) is a direct and unconditional obligation of the Philippine government generally considered a safe and liquid investment opportunity. The RTB, issued by

Monday, 28 March 2011

Earn money while sleeping





This is what I love about investing: You get to earn cash while you sleep. There is no greater feeling than knowing that your money is working for you than you working for money.

Investing is my life. It has been so since i made the U-turn a couple of years ago.


As you now know, among other stuff, i preach about the stock market. A good way to invest really, is in the stock market. If you were following my posts, yesterday i wrote about Philippine-based companies who did well lately. Now i dare you readers to

Sunday, 27 March 2011

Mutual funds and UITFs, defined


Remember how I said that one key to creating wealth is thru investing your hard-earned cash in instruments which will give you returns higher than the inflation rate? Here are 2 of those instruments.



Mutual funds and UITFs  

Both are pooled funds.”Bakas system”.  Both offer higher returns compared to banks but also are not risk free. Both are measured in terms of the net asset value per unit (NAVPu) or share (NAVPS).

A unit investment trust fund

Thursday, 24 March 2011

Investing 101 - a guide for the newbie Filipino investor



Where to invest spare money




So you have extra cash? Wondering how to start investing and creating wealth? Here are choices a wise man (and woman) can consider:

The banks in your locality: The good-looking tellers there are your friends. Think more than just opening and maintaining a savings account. Consider Time deposits: Your money will be kept by the bank for a fixed period (30 days, 60 days, 90 days or more) in exchange for a higher interest rate than an ordinary savings account. How about a fancier product

Wednesday, 23 March 2011

My online wealth breakthrough moment

Did you know there is more to the internet than we think? I have recently been introduced to the world of online income streams by no less than the Philippine's best online marketing guru, Jomar Hilario. Here's the full story. And here's a picture of me and the maestro.

Creating Wealth Philippines, the blog, is the direct product of the lessons Jomar taught me. I had this linked to a twitter account, in which my first ever tweet went: "What I know, I shall share - promise".

I intend to keep that promise.